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Useful Tools
The files whose links are listed below are reference materials and utility files that are useful to us as managers and consultants.  They are available for your use, free of charge, as long as you give credit to D-H and Associates Consulting.
   Before using any of the spreadsheet tools for decision making you, or a person with the requisite expertise, should validate their results with your data.
   
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The Characteristics of the Great Manager
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The Doctrine of Completed Staff Work
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Daily Loan Amortization Spreadsheet
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How money flows through CU financial statements
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Monthly CPI-U Data & Charts
 
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